Our Services

Individuals

Financial Planning

  • Financial Management and Organization
  • Accumulation Planning
  • Retirement Planning
  • Investment Planning
  • Risk Management Planning
  • Tax Planning*

Protection Planning

  • Financial Needs Assessment 
  • Life Insurance Needs Assessment
  • Disability Income Insurance
  • Long Term Care Insurance

Wealth Management

  • Investment Strategies
  • College Funding Strategies
  • Income Replacement in Retirement
  • Social Security Analysis
  • Brokerage Products
  • Investment Advisory Services

Estate Planning

  • Estate Tax Minimization Strategies*
  • Charitable Giving Techniques
  • Wealth Transfer Strategies

* We do not provide tax or legal advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.

Businesses

Employee Benefits

  • Group Health Insurance
  • Group Disability Insurance
  • Group Life Insurance
  • Critical Illness Insurance
  • HSA's and FSA's
  • Qualified Retirement Plans
  • 401(k)/ 403(b) / Profit Sharing
  • SEP & Simple IRAs
  • Defined Benefit Plans
  • Combo Retirement Plans
  • Non-Qualified Plans
  • College Education Savings
  • Employee Education

Business Planning

  • Cash Management
  • Business Structure Strategies
  • Business Succession
  • Buy-Sell Planning & Funding
  • Key Man Insurance
  • Estate Conservation Strategies